How to apply for a

How to apply for a French mortgage Banks and financial lenders in France require detailed documentation - be prepared! This includes: Applicant details, financial information (proof of income, arrears/debts etc) Employment and business details, Project costs and fees, outgoings & assets. With CA Britline you can download and complete the application form for a mortgage here: www.britline.com/mortgage You can also request a Pre-mortgage approval certificate. This will confirm how much the bank is prepared to lend you. Successful mortgage applicants receive a Mortgage Offer which is valid for 30 days. Note: Borrowers must sign a sale & purchase contract for their property before a lender will issue a formal Mortgage Offer. Security, guarantees and mortgage protection There are different ways to secure against a mortgage using various types of guarantees. The fees payable vary according to each option. It is recommen-ded that you discuss this with your lender. In France, mortgage borrowers are offered a high degree of consumer protection, covered by a strict regulatory framework, to guard against irresponsible lending. Good luck with your property search! Further Information To find out more about CA Britline’s mortgages with competitive rates and flexible options with rapid approval, contact us today: www.britline.com A loan is a commitment and must be repaid. Check your ability to repay the loan before making the commitment. Under the condition that your mortgage file is accepted by your Caisse Regionale de Credit Agricole, lender. You have a cooling off period of 10 days to accept the mortgage offer. The completion of the sale is subject to obtaining the loan. If this is not achieved, the seller must refund your payments.